Credit Report Verification Service

Qatar Credit Bureau places a high priority on the accuracy of the information contained in credit reports. Accordingly, the Bureau implements all necessary measures to ensure the security and confidentiality of such information, so that credit report information can only be accessed by authorized persons and with the consent of the report owner.

In light of rapid technological advancements and the evolving methods of fraud and forgery, Qatar Credit Bureau has introduced the Credit Report Verification Service to enable customers to verify that a credit report presented to them is authentic, has not been altered or forged, and has been provided by a person authorized to access it. This can be done by scanning the QR Code displayed on the credit report and following the steps below:

Steps to Verify a Credit Report:

1. Scan the QR Code
Scan the QR Code displayed on the credit report using a smartphone camera to access the Credit Report Verification page.

2. Submit a Consent Request
Once the verification page is accessed, the report information and the report owner’s registered mobile number will be displayed.
Please review and accept the Terms and Conditions, select the mobile number, and click “Request for Consent” to send a request to the report owner for authorization to access the credit report.

3. Report Owner’s Consent
A consent request will be sent to the report owner, who can approve the request through any of the following channels:

1. SMS.
2. Qatar Credit Bureau website.
3. Qatar Credit Bureau Mobile App.

The report owner must approve the request within 24 hours from the time it is submitted. If no response is received within this period, the consent request will expire.

4. Check the Request Status
Once the report owner approves the request, the requester will be notified that the consent has been granted.

5. Access the Credit Report
Once the report owner approves the request, the credit report will be available for access.

Important Note:
Once the request is approved, the credit report will remain available for access for 72 hours. After this period expires, a new consent request must be submitted to access the report again.